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	<title>Feminine Buzz &#187; Budgeting</title>
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	<link>http://www.femininebuzz.com</link>
	<description>Fashion, Beauty, Health, Romance, Relationships, Family, Children, Parenting And Other Interesting Stuff For The Feminine You!</description>
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		<title>Finding Cheap Bridal Accessories</title>
		<link>http://www.femininebuzz.com/budgeting/finding-cheap-bridal-accessories/</link>
		<comments>http://www.femininebuzz.com/budgeting/finding-cheap-bridal-accessories/#comments</comments>
		<pubDate>Tue, 01 Jul 2008 04:04:45 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Wedding]]></category>
		<category><![CDATA[]]></category>
		<category><![CDATA[bridal]]></category>
		<category><![CDATA[bridal accessories]]></category>
		<category><![CDATA[bridal accessory]]></category>
		<category><![CDATA[bridal lingerie]]></category>
		<category><![CDATA[bride]]></category>
		<category><![CDATA[brides]]></category>
		<category><![CDATA[bridesmaid]]></category>
		<category><![CDATA[bridesmaids]]></category>
		<category><![CDATA[cheap bridal accessories]]></category>
		<category><![CDATA[cheap wedding accessories]]></category>
		<category><![CDATA[guest book]]></category>
		<category><![CDATA[reception bridal accessories]]></category>
		<category><![CDATA[serving set]]></category>
		<category><![CDATA[wedding cake]]></category>
		<category><![CDATA[wedding cake knife]]></category>
		<category><![CDATA[wedding favors]]></category>

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		<description><![CDATA[Finding Cheap Bridal Accessories

Finding cheap bridal accessories online or at a local retail store is not very hard to do. If you live in a bigger city that has many discount stores or outlet mall]]></description>
			<content:encoded><![CDATA[<p style="float: right;margin: 4px;"><script type="text/javascript"><!--
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</script></p> <p>Finding cheap bridal accessories online or at a local retail store is not very hard to do. If you live in a bigger city that has many discount stores or outlet malls, you can find some wonderful bridal accessories at affordable prices. A cheap accessory does not mean that the quality is loss, it just means you are going to save money for other important things, like the honeymoon. Some of the things you need for your wedding include wedding invitations, thank you cards, dress, shoes, make up, jewelry, veils, wedding favors, flowers, garter, bridesmaids gifts, cake, cake topper, cake and server set and a guest book. Once you have all these bridal accessories, you should be set for your wedding day.</p>
<p>Sears and JC Penney&#8217;s have online outlet stores that do carry dresses, veils and shoes. You can always look through the websites to see if they have any closeout specials running, which in many cases, allows you to find some very good deals on designer dresses. Shoes and veils can also be found at these outlets or you might try a specialty shop for the veil and one for the shoes. Keep in mind, your veil or headpiece needs to compliment your dress and so do the shoes.</p>
<p><span id="more-136"></span>If you need make up, many websites offer sample make up for a very low cost. This would be a great way to fill your entire make up needs for a low cost. You can spend sixty to eighty dollars on make up that you may not use after the wedding, therefore, sample make up packages are idea. If you need nail polish or false nails that you can do yourself, you might also consider looking online. You can find cheaper ways then going to a nail saloon to have beautiful nails.</p>
<p>Flowers are a little harder to buy online unless you have a florist in your local area. Many flower shops allow you to design your bouquets online and they have everything ready the day of your wedding. For the most part though, flowers are usually the one thing you have to do in person. Cheap bridal accessories might also include rose petals for the miniature bride and do not forget the corsages for the men. Once you have your flower order made, you just have to look for the rest of your bridal accessory needs.</p>
<p>Another thing to keep in mind is the wedding cake. You can order cheap bridal accessories, but the cake is usually going to be full price unless you find someone to make the cake for you. You can find many cake pictures online and if you can, you could find someone to make the cake for you. Then all you need to do is find the cake topper, cake knife and the cake server. Along with the cake and cake accessories, you will want to find a guest book for your guests to record their names. These books usually come with a fancy pen attached right to the book.</p>
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		<title>What you can expect from Catalog Return Stores</title>
		<link>http://www.femininebuzz.com/shopping/what-you-can-expect-from-catalog-return-stores/</link>
		<comments>http://www.femininebuzz.com/shopping/what-you-can-expect-from-catalog-return-stores/#comments</comments>
		<pubDate>Sun, 20 Jan 2008 20:43:59 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Shopping]]></category>

		<guid isPermaLink="false">http://www.femininebuzz.com/what-you-can-expect-from-catalog-return-stores/</guid>
		<description><![CDATA[


 If you are a shopper who is always in the market for a good bargain, then you don’t want to pass up the opportunities found at a catalog return store. These are the locations where merchandise individuals ordered from a catalog or even online these days and then returned for one reason or another.
Many [...]]]></description>
			<content:encoded><![CDATA[<p style="float: right;margin: 4px;"><script type="text/javascript"><!--
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</script></p> <p>If you are a shopper who is always in the market for a good bargain, then you don’t want to pass up the opportunities found at a catalog return store. These are the locations where merchandise individuals ordered from a catalog or even online these days and then returned for one reason or another.</p>
<p class="MsoNormal">Many people don’t want to shop from catalog return stores because they are afraid that they won’t get quality merchandise. After there has to be some reason why someone else didn’t want it right?</p>
<p class="MsoNormal">However, you will find the items they offer have nothing wrong with them they simply didn’t work well for the person who ordered them. Maybe it was the wrong color or the design didn’t fit in with their décor like they though it would. Clothing mainly gets to catalog return stores because it didn’t fit properly for that individual. Regardless of the reason why the item was returned, you can benefit from it.</p>
<p class="MsoNormal"><span id="more-44"></span>You may find some products that have slight damage to them in a catalog return store. This could be the reason why the product was returned in the first place. If you are willing to fix the damage on your own or live with it, then you can get a really good bargain.</p>
<p class="MsoNormal">I once found a gorgeous dining room table and chair set at a catalog return store. It had a thick scratch across part of the table. While I couldn’t repair it, I was able to keep it hidden with a pretty lace runner and center piece. Doing this allowed me to get a high quality table and chair set for my dining room that I would never have been able to afford at the retail cost.</p>
<p class="MsoNormal">It is to your advantage to carefully look over any products you are considering purchasing from a catalog return store. This way you are fully aware of the damages to it. If you can’t find anything ask the sales clerk for more information on why they product was returned. Most catalog return stores will be glad to disclose such information to potential buyers.</p>
<p class="MsoNormal">The possibility of products you will find in any given catalog return store changes very often because of what consumers are buying. If you have a catalog return store in your area you should frequent it at least once a month. If there are particular items that you are looking for don’t be afraid to ask the manager if they can contact you should they get such items in the store.</p>
<p class="MsoNormal">Furniture, clothing, and home appliances are common items you will find in any catalog return store. I also find they always have a good supply of home decorating items including pictures, curtains, and bedding. Shopping at a catalog return store can be just as fun as shopping at any other retailer. I love knowing whatever I find will be mine for a very good price.</p>
<p class="MsoNormal">If you aren’t familiar with catalog return stores in your area, then you can use the internet to find out where they are located. After the holidays is a really good time to take a look at their inventory. Yet many people only visit them at this time of year and miss out on wonderful bargains they can take advantage of all year long.</p>
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		<title>Save the Most Money with Holiday Sales</title>
		<link>http://www.femininebuzz.com/shopping/save-the-most-money-with-holiday-sales/</link>
		<comments>http://www.femininebuzz.com/shopping/save-the-most-money-with-holiday-sales/#comments</comments>
		<pubDate>Sat, 19 Jan 2008 20:41:06 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Shopping]]></category>

		<guid isPermaLink="false">http://www.femininebuzz.com/save-the-most-money-with-holiday-sales/</guid>
		<description><![CDATA[Many shoppers love to take advantage of the sales that take place around the various holidays. Yet in most cases it is the time right after the holiday when you will benefit from the most savings. One exception to this rule is the Black Friday that occurs the day after Thanksgiving. It is considered to [...]]]></description>
			<content:encoded><![CDATA[<p>Many shoppers love to take advantage of the sales that take place around the various holidays. Yet in most cases it is the time right after the holiday when you will benefit from the most savings. One exception to this rule is the Black Friday that occurs the day after Thanksgiving. It is considered to be the biggest shopping day of the year. You can definitely benefit from tremendous savings but you have to be willing to fight the crowds and get up very early to get the best deals.</p>
<p class="MsoNormal">Jewelry is commonly on sale the weeks before Valentine’s Day. This is because many men buy their wives and girlfriends beautiful bracelets, earrings, necklaces, and engagement rings during this period of time to surprise them on Valentine’s Day. In the weeks after Valentine’s Day though you can save at least 30% on the same items. Now, I am not recommending that you delay giving your sweetheart their Valentine’s Day gift late to save money. But you can benefit from such sales by getting quality jewelry at a bargain price to give on a birthday, at Christmas, or for any other occasion.</p>
<p class="MsoNormal"><span id="more-43"></span>Easter clothing isn’t the cheapest thing to purchase, and the larger your family is the more expensive it will be. Yet right after Easter all of those pretty dresses and little pant suits are very cheap. You can buy them to use for other occasions throughout the year. They make good clothes to wear to Church and weddings without costing you a fortune. You can also purchase them for the following year to save you plenty of money.</p>
<p class="MsoNormal">From the day after Thanksgiving that we talked about through Christmas Eve, shoppers are in a frenzy getting the perfect Christmas gifts for those on their list. It can be stressful and it can cost you a fortune. Many people are willing to pay more for gifts this time of year because it is a necessity and they really are more interested in getting their shopping done. That is until the credit card bills start rolling in!</p>
<p class="MsoNormal">To help reduce the amount of money you spend on Christmas gifts, try shopping for them all year long when you find sales. How many times have you seen something on sale and said to yourself that would be the perfect gift for a specific person? Take advantage of these opportunities and store all of the items you pick up in one location. This way you always know where to find them. Using this method you can give wonderful gifts to those on your lists without spending more than you have to.</p>
<p class="MsoNormal">Don’t forget to take advantage of those great sales the day after Christmas as well. This is another opportunity to pickup gift items that you don’t want to pass up. You can even buy items for yourself without feeling guilty. Those perfume gift sets will be at least 50% less the day after Christmas. I buy a couple of them in my favorite fragrances so I don’t have to buy perfume throughout the year.</p>
<p class="MsoNormal">You can take the expense out of shopping if you take advantage of holiday sales. If you plan in advance you will find that the actual sells after the holiday has passed are much better than the sales prior to it. If you enjoy shopping as much as I do then you will be very happy to find out how much money you can save on items you will eventually need to purchase anyway.</p>
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		<title>Save Money when you Purchase Damaged Goods</title>
		<link>http://www.femininebuzz.com/shopping/save-money-when-you-purchase-damaged-goods/</link>
		<comments>http://www.femininebuzz.com/shopping/save-money-when-you-purchase-damaged-goods/#comments</comments>
		<pubDate>Fri, 18 Jan 2008 20:37:18 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Shopping]]></category>

		<guid isPermaLink="false">http://www.femininebuzz.com/save-money-when-you-purchase-damaged-goods/</guid>
		<description><![CDATA[No one wants to get any item they have purchased home and discover that it has been damaged in some way. In the event that it does happen the course of action to follow is to return it to the place of purchase for another product in excellent condition or for a refund of the [...]]]></description>
			<content:encoded><![CDATA[<p>No one wants to get any item they have purchased home and discover that it has been damaged in some way. In the event that it does happen the course of action to follow is to return it to the place of purchase for another product in excellent condition or for a refund of the cost they paid for it. However, the retailer has to try to make some money of these damaged goods so they will sell then at a cost that is much less than the actual cost of the item.</p>
<p class="MsoNormal">If you are handy with repairs, then this could be a great way for you to get a bargain price on the products you really want. Furniture is a very common type of product that can be damaged. Yet it is fairly easy to repair a torn cushion or cover up scratches on tables and desks. The more severe damage the item has then the more money you will save on the cost. It is a very good idea to take find out exactly what repairs are involved and the cost of the materials to complete the job. If you won’t be able to complete the work on your own then you need to find out how much it will cost to take it to someone else.</p>
<p class="MsoNormal"><span id="more-42"></span> The majority of retailers don’t leave these returned items with scratches or dents in them out for everyone to see. It is definitely worth the time to ask the sales clerk if there are any damaged items of a particular product that you may be able to purchase at a lower price. I did this at Sears once with a TV and got exactly what I wanted for $600 less because there was a huge scratch on the top of it. I was able to fill it in with some Old English Polish and I placed a couple of picture frames on the top of it anyway.</p>
<p class="MsoNormal">Grocery stores often sell damaged goods at a lower cost as well. They only do this with products where the packaging has been damaged but nothing else. Canned goods that have been dropped and dented offer foods that are still good inside but that can on the shelf for regular price is going to get passed over time and time again. These items are generally found in one particular area of the store, often with other discounted items.</p>
<p class="MsoNormal">You may not realize it but many discount retail stores such as Ross and TJ Max offer designer clothing that have some defects in them that make them not suitable to be sold at high priced retail stores. In most cases you can’t even see the damage to the clothing when you try them on. However, if you can get a designer jacket at ¼ of the original price just because the button holes are a little bit off center then by all means that is a tremendous bargain.</p>
<p class="MsoNormal">If you take the time to look at damaged goods in a different perspective, you will find they offer you significant savings. Since most retail stores offer customers a generous return policy it is very likely they have several items you are looking for that have been damaged while on display or returned by a customer due to damage. Taking advantage of these opportunities can help you get the items you want at a very good price.</p>
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		<title>Save Money on your Purchases by Taking Advantage of the Rebates Offered</title>
		<link>http://www.femininebuzz.com/finance/save-money-on-your-purchases-by-taking-advantage-of-the-rebates-offered/</link>
		<comments>http://www.femininebuzz.com/finance/save-money-on-your-purchases-by-taking-advantage-of-the-rebates-offered/#comments</comments>
		<pubDate>Thu, 17 Jan 2008 20:33:35 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Shopping]]></category>

		<guid isPermaLink="false">http://www.femininebuzz.com/save-money-on-your-purchases-by-taking-advantage-of-the-rebates-offered/</guid>
		<description><![CDATA[Many manufacturers offer mail in rebates to encourage consumers to buy their product. The way these rebates work is that you have to pay the full price for the product when you get it. Then you fill out the rebate information and mail it in along with a copy of your receipt. They will then [...]]]></description>
			<content:encoded><![CDATA[<p>Many manufacturers offer mail in rebates to encourage consumers to buy their product. The way these rebates work is that you have to pay the full price for the product when you get it. Then you fill out the rebate information and mail it in along with a copy of your receipt. They will then send you a check.</p>
<p class="MsoNormal">However, you will be amazed at how many people fail to get around to sending in the information for their rebate. Most offers have a set time frame so it is a good idea to get the information in the mail as quickly as possible. They either don’t want to mess around with the process or the simply forget with so many other things taking place in their life.</p>
<p class="MsoNormal"><span id="more-41"></span> Since it can take weeks to get your rebate in the mail, it is a good idea to keep a file of the rebates you have mailed in. Always make a copy of the rebate information and the receipt before you mail it in. This way you have proof of your purchase and a phone number to contact them if you don’t receive the rebate in a timely manner.</p>
<p class="MsoNormal">The amount of any given rebate will vary but when you consider that the average on is $25, that is a great deal of money that consumers aren’t taking advantage of. It is a good idea to always use them to your advantage. Otherwise you are simply throwing your money away.</p>
<p class="MsoNormal">Each rebate process may be slightly different so make sure you take the time to read all the information that comes with it. You don’t want the frustration of waiting for 60 days to get the rebate only to get a letter instead that says you aren’t eligible because you failed to provide some piece of information or your form wasn’t completely filled out.</p>
<p class="MsoNormal">It is also a good idea to take action when a rebate you send it is not honored. This doesn’t happen very often but it is very important that you follow up. If you only purchased the item at the price offered because of the rebate than it is even more important that you get it.</p>
<p class="MsoNormal">Getting your rebate should never exceed 60 days. If you don’t have it by then contact the company. Make sure you document all the information about when you called and who you spoke to. It is good to have a log of this information so that if you want to pursue getting the rebate by other means you can back up your information.</p>
<p class="MsoNormal">There are a couple good websites you can use to track your rebate including www.MyRebates.com, www.WheresMyRebate.com, and www.Rebatestatus.com.<span>  </span>If you don’t find your rebate and the manufacturer isn’t working with you then file a complaint with the Federal Trade Commission and the Better Business Bureau.</p>
<p class="MsoNormal">The majority of company’s who offer rebates do honor them though so this really should never be an ongoing issue for you. There are plenty of businesses that do look forward to the unclaimed rebates though because at least 40% of them never get filed by the consumer.</p>
<p class="MsoNormal">As a rule of thumb though, I wouldn’t recommend basing your purchase on a rebate. If you don’t end up with the funds then the product cost you more than you were willing to pay for it. While you wait for the rebate process to be completed you will have the loss of that additional money that could be allocated for something else.</p>
<p class="MsoNormal">You should also be prepared for rebates to ask for your personal information including your name, address, phone number, and e-mail address. This could result in you getting coupons and promotions that will save you more money in the future. However, they can result in you getting bombarded by offers by the manufacturer that you aren’t interested in.</p>
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